New York Condo Insurance

Need an insurance quote for your condo or townhouse in NY? You’ve come to the right place!

If you own a town home or condo in New York, you have different insurance needs than the typical homeowner. Not only do you own your individual condo, you also share ownership in the common areas and overall structure of your building. If shared areas need upkeep and maintenance, your association will typically handle the expense through their insurance package. Although your association dues help pay for upkeep of the common areas, they do not typically cover your personal property within your own unit, or your liability if someone is injured on your property.

New York condominium insurance provides protection where condo associations do not. Condo and town home coverage protects your possessions within your unit, including furniture, appliances, kitchen and bath facilities and your personal items. If you plan on upgrading your unit, any improvements you make will also be covered under your policy, including wall units, renovations, wallpaper.

If you would like to feel more secure, you should look into purchasing a New York condo or town home insurance plan from Hutchings Insurance. Contact us to get a NY condo or townhouse insurance quote right now!